Get insured fast with flexible protection.
Adventure-Ready Coverage, Made Simple
When your next adventure is waiting, the last thing you need is red tape. Elite Direct Insurance makes protecting your boat, RV, or recreational vehicle simple—fast quotes, clear options, and experienced agents who understand the lifestyle you love. Whether you’re cruising the coast, setting up camp, or closing a loan with our finance partners, we deliver peace of mind with coverage that travels as far as you do.
Get a Quote • Or call (888) 672‑3453
Trusted coverage For Every boating lifestyle.
Built for Boaters and RVers
Your time should be spent outdoors, not on the phone comparing policies. Our team specializes in marine and recreational vehicle insurance, offering customized protection for every kind of journey—big or small. From sleek center consoles to luxury motorhomes, we’ll guide you toward the right plan and make sure you’re ready to roll (or launch) with confidence.
Experience, integrity, and service that go the extra mile
Why Choose Elite Direct Insurance
Fast, reliable quotes
Get covered quickly, often the same day.
Tailored protection
Plans built around your vehicle, lifestyle, and budget.
Experienced agents
Work with specialists who truly know boats and RVs.
Multiple carriers
We shop trusted companies to find the best fit.
Seamless experience
Connected with Elite Direct Finance and Elite Recreational Finance for smooth transitions from purchase to protection.
Extending a legacy of excellence
Part of the Elite Family
Elite Direct Insurance is proud to join the Elite family of companies, known for excellence in the marine and recreational vehicle world. Alongside Elite Recreational Finance and Elite Direct Finance, we extend a tradition of trusted service, competitive rates, and customer-first values.
For over two decades, the Elite name has stood for reliability, innovation, and support that doesn’t end when you leave the lot. Now, we’re here to ensure your investment stays protected—on land or at sea.
What determines your boat insurance cost
Customer Promise
When you choose Elite Direct Insurance, you’re not just buying a policy—you’re gaining a partner who understands your passion for adventure. We’re committed to fast communication, clear coverage explanations, and real support when you need it most. Our goal is simple: help you enjoy the journey with confidence and protection that fits your life.